第一部分：保险承保业务
1、一般保险原理
| 保险 insurance |
| 保险业 insurance industry |
| 保险业务结构 business structures |
| 保险业主体 bodies in Insurance Industry |
| 被保险人 insured |
| 理赔claim settlement |
| 承保利润微薄 underwriting profit is slight |
| ? 承保能力insurance capacity |
| 承保业务 underwriting operation |
| 未决赔款储备金 reserve IBRN |
| 大数法则 Law of Large Numbers |
| 营业额turnover |
| 市场缺陷 market imperfections |
| 社会保险social insurance |
| 个人代理人 personal agent |
| 银行保险 bank insurance |
| 直销 straight pin |
| ； 佣金 brokerage |
| 手续费 commission charges |
| 再保险 reinsurance |
| 2、财产保险 |
| 财产保险property insurance |
| 长尾long－tail |
| 长期护理保险long—term care insurance |
| 短尾short－tail |
| 综合赔付率combined ratio |
| 】 自留retention |
| 车险 auto insurance |
| 财产保险 property insurance |
| 责任保险 liability insurance |
| 农业保险 agricultural insurance |
| 巨灾保险 catastrophe insurance |
| 意外伤害保险 casualty accident insurance |
| 3、寿险词汇 | |
| 变额寿险 variable life insurance | |
| ~ 长寿保险insurance on last survivor | |
| 定期寿险term insurance | |
| 合同储蓄机构 contractual saving institutions | |
| 红利 dividend | |
| 疾病保险sickness insurance | |
| 简易险 industrial insurance | |
| 健康保险health insurance | |
| 巨额医药费保险major medical" insurance policy | |
| 可变保费寿险 flexible—premium life insurance | |
| 利差损 interest spread risk | |
| ^ 利率敏感型产品 interest—sensitive whole life | |
| 赔期/期限indemnity period/limit | |
| 普通寿险 ordinary life insurance | |
| 人寿保险life insurance | |
| 预定利率市场化 Market-based Assumed Interest Rate | |
| 团险group insurance | |
| 限期缴费终身寿险 limited—payment whole life insurance | |
| 养老保险endowment insurance |
| 医疗保险insurance for medical care | |
| 医疗费用保险medical expense insurance | |
| （ 终身寿险whole life insurance | |
| 准备金reserve | |
| 伤残收入保险 disability income insurance | |
| 失能 incapacity | |
| 可变万能寿险 Variable-universal life insurance | |
| 可变年金 Variable annuity | |
| 评估价值 Appraisal Value | |
| 内含价值 Embeded Value | |
| 新业务价值 Value of New Business | |
| 税收优惠 tax break | |
| < 税收递延型养老保险Deferred tax endowment insurance | |
| 大病医疗保险Large quantity medical insurance | |
| 分红保险 Participating Insurance | |
| 传统保险 traditional insurance | |
| 理财型保险 financial planning oriented insurance | |
| 投资连结寿险 unit—linked life insurance | |
| 4、保险偿付能力 | |
| 风险资本要求risk—based capital |
| 固定最低成本要求 fixed minimum capital requirement |
| . 保险偿付能力监管insurance solvency regulation |
| 保险监管信息系统 Insurance Regulatory Information System |
| 财务分析跟踪系统 Financial Analysis Tracking System |
| 偿付能力 Solvency |
| 偿付能力不足 insolvent |
| 认可资产 admissible assets |
第二部分 保险资产管理
1、行业主体和监管
：
保险资产管理 insurance asset management
保险法 insurance law
保险资产管理公司 insurance asset management company
中国人保集团 People's Insurance Company of China(简称 PICC)
中国人保资产管理公司 PICC Asset Management Company Limited
慕尼黑再保险资产管理公司 Munich ERGO Asset Management GmbH（简称MEAG）
中国 China Insurance Regulatory Commission（简称CIRC）
保险投资“新政” innovation policies in insurance investment
可投资资产 investable asset
投资公司法案 Investment Company Act
、
2、委托受托关系
委托人 client
受托人 trustee
委托管理 mandate
绝对收益 absolute return
相对收益 relative return
3、组合管理
大类资产配置 assets allocation
(
战略资产配置 Strategic Assets Allocation（简称SAA）
战术资产配置 Tactic Assets Allocation（简称TAA）
流动性管理 liquidity management
资产负债管理 Asset-Liability Management（简称ALM）
久期匹配 duration matching
现金流匹配 cash flow matching
一般账户 general account
账户 separate account
4、类别投资
>
固定收益投资 fixed-income investment
持有到期类资产 held-to-maturity asset
交易类资产 trading asset
可供出售类资产 asset available for sale
股票投资 equity investment
基金投资 fund investment
另类投资 alternative investment
境外投资 overseas investment
基础设施债权计划 infrastructure debt investment plan
未上市企业股权投资 private equity investment
不动产投资 real estate investment
利率互换 Interest Rate Swap（简称IRS）
均值一方差分析 the mean-variance method
5、第三方业务
财富管理wealth management
第三方投资管理 the third-party asset management
企业年金 occupational annuity
养老金 pension
集合投资产品 collective investment fund下载本文
